HEALTH CARE LEAGUE ACTION TEAM
Education and advocacy related to health care reform.
ABOUT OUR HEALTH CARE TEAM:
The Health Care LAT has a dual focus:
- preserving the Affordable Care Act (ACA) nationwide
- closing the health care coverage gap in NC
In 2018, access to affordable health care continues to be under threat nationwide. The US Congress debates whether to repeal and replace the ACA and the President’s Administration have implemented strategies to sabotage the ACA and the ACA Marketplace. View this short summary to learn more.
Passed in 2010, the ACA reformed many important aspects of the private health insurance market- most notably protecting patients with pre-existing conditions. In addition, it provided a marketplace for Americans without employer-provided insurance to secure affordable coverage and for subsidies that reduced premium and copay costs. These subsidies are based on a sliding income scale starting at 100% of the Federal Poverty Level (FPL*). And finally, the ACA extended Medicaid coverage to those earning less than 138% of the FPL and provided for federal funding to be given to the states in order to pay the costs of this expanded Medicaid population.
However, in 2012 the Supreme Court ruled that states could not be mandated to expand their Medicaid programs. As a result, a health care coverage gap was created in states like NC that chose not to expand Medicaid. Why is it called a gap? Because in NC a non-elderly adult with children has to make less than 44% FPL to qualify for Medicaid but would have to make more than 100% FPL to qualify for subsidized ACA insurance. Therefore, these 300,000-500,000 North Carolinians still lack access to affordable health care. Most are the working poor. Their employers don’t offer benefits. They are self-employed or they work several part-time jobs and don’t qualify for benefits at any of their jobs.
The Health Care League Action Team strive to make affordable health care coverage available to all North Carolinians. We support legislation that can receive bipartisan approval of both chambers of the NC General Assembly and the Governor.
* Federal Poverty Level according to HealthCare.gov: In 2017, 100% FPL for an individual was $12,060 and for a family of four was $24,600. 44% FPL for a family of four was $10,824.
ABOUT OUR HEALTH CARE GOALS:
We strive to make affordable health care coverage available to all North Carolinians by
- preserving the ACA (and its Marketplace) and by
- closing the health insurance gap in NC.
We believe that expanding health care coverage is also imperative to solving the opioid crisis.
View this printable opioid trifold to learn more.
We invite you to TAKE ACTION WITH US!
- LWVNC is partnering with the NC Justice Center to host candle light vigils. Learn more and host a vigil.
- Learn about HB 655: LWVNC Statement: HB 655 is starting point for bipartisan compromise.
- Speak up: Talking Points – Closing the Medicaid Coverage Gap
- Contact Kim Moore to learn more about the Health Care LAT: HealthCareLAT@gmail.com
ADDITIONAL PRESENTATIONS AND RESOURCES:
Health Care NC – Advocating for Health Coverage Legislation in NC
- February 19, 2018 Webinar Slides
Understanding the Opioid Epidemic and Impacts in North Carolina
2018 Health Care League Action Team Plan
Overview of the Healthcare Industry: Challenges and Opportunities
Learn what we need to do to fix the ACA.
- September 5 webinar slides
- September 5 webinar recording. (Please note there is a 1-minute delay before the slide sharing begins. Simply wait or click within the progress bar at the bottom of the screen to move ahead in the recording.)
Better Understanding Medicaid’s Role in Health Care
- April 30 Recorded Webinar Video
- April 30 Understanding Medicaid Webinar Presentation
- Medicaid Basics
- New Opportunities to Expand Health Insurance Access to Low-Income North Carolinians
Health Care Updates and Advocacy Plans
- April 2 Advocacy Webinar Presentation
- LWVNC Printable Health Care Post Cards
- LWVNC Health Care Info Sheet
Understanding AHCA vs. ACA